Family Economic (In)Security: A View From the States
provides an introduction to these state profiles.
Education and Work Preparation
Parental Education and Training
Child Care and Development Fund (CCDF) Subsidies
| Eligible while attending school1 | | Yes |
| Attending school is sufficient to fulfill work requirement1 | | Yes |
| Max years of school and/or highest level of degree allowed1 | | 2 or 3 years, Bachelor's degree (TANF); 2 years, Associate's degree (non-TANF) |
Temporary Assistance for Needy Families (TANF) Cash Assistance
| Post-secondary training or education can fulfill work req2 | | Yes |
| Education/training is sufficient to fulfill work requirement2 | | No |
| Time limit on post-secondary education or training fulfilling work requirement2 | | 3 years part-time; 2 years full-time |
Work Attachment and Advancement
Child Care Affordability
Child Care and Development Fund (CCDF) Subsidies
| Monthly co-pay for family of 3 at 150% FPL, 1 child in care3 | | $1/month |
| Co-pay as % income, fam of 3, 150% FPL, 1 child in care4 | | <1% |
| Providers prohibited from charging additional fees1 | | No |
State Child and Dependent Care Tax Credit
| Refundable5 | | No state credit |
Child Care Access and Quality
Child Care and Development Fund (CCDF) Subsidies
| Earnings limit for 1-parent family of 36 | | 184% FPL |
Access to Health Insurance
Public Health Insurance for Parents
| Applicant earnings limit for single parent w/ 2 children7 | | 56% FPL |
| Parents eligible up to same limit as children8 | | No |
| LPRs eligible for state-funded benefits when barred from federal9 | | No |
| LPRs otherwise barred from benefits eligible for prenatal care10 | | No |
Public Health Insurance for Children
| Medicaid income limit for children ages 1-5 in family of 311 | | 185% FPL |
| Medicaid income limit for children ages 6-19 in family of 311 | | 185% FPL |
| SCHIP (separate program) income limit for children in family of 312 | | 300% FPL |
| LPRs eligible for state-funded benefits when barred from federal9 | | No |
Access to Benefits for the Under- and Unemployed
Unemployment Insurance
| State counts most recent earnings with alternate base period13 | | Yes |
| Eligible if seeking part-time work14 | | No |
| State has general "good cause" provision15 | | No |
Temporary Assistance for Needy Families (TANF) Cash Assistance
| Earnings limit for 1-parent family of 316 | | 58% FPL |
| LPRs eligible for state-funded benefits when barred from federal9 | | No |
Food Stamps
| LPRs eligible for state-funded benefits when barred from federal17 | | No |
Income Adequacy
Wage Supports
Minimum Wage Standards
| State minimum wage is above the federal rate ($5.85)18 | | No |
| Indexed to inflation19 | | Not applicable |
State Earned Income Tax Credit (EITC)
| Refundable20 | | No state credit |
| Percent of federal EITC20 | | No state credit |
Tax Burdens
Income Tax Liability
| Income tax threshold for 1-parent family of 321 | | -1% FPL |
| Income tax threshold for 2-parent family of 421 | | -0% FPL |
| Income tax burden for 1-parent family of 3 at 100% FPL21 | | No state income tax |
| Income tax burden for 2-parent family of 4 at 100% FPL21 | | No state income tax |
Access to Paid Leave
Adequacy of Benefits for the Under- and Unemployed
Unemployment Insurance
| Min weekly benefit (no dependents)23 | | $32/week |
| Additional dependent allowance provided23 | | No |
| Weekly benefit amount indexed to average weekly wage24 | | No |
| Potential duration of benefits25 | | 26 weeks |
Temporary Assistance for Needy Families (TANF) Cash Assistance
| Annual max benefit for family of 316 | | 47% FPL |
| Treatment of child support income26 | | No pass-through or disregard |
Asset Development and Protection
Asset Development
Individual Development Accounts
| State-supported IDA program in operation27 | | Yes |
Asset Protection
Public Health Insurance for Parents
| Assets disregarded for eligibility determination28 | | No |
Public Health Insurance for Children
| Assets disregarded for Medicaid eligibility29 | | Yes |
| Assets disregarded for SCHIP (separate program) eligibility28 | | Yes |
Temporary Assistance for Needy Families (TANF) Cash Assistance
| Assets disregarded for eligibility determination16 | | No |
| At least 1 vehicle excluded from asset test30 | | Yes |
Food Stamps
| Treatment of vehicles in asset test31 | | Aligned to TANF cash assistance rules |
Data Notes and Sources
Last Updated: February 10, 2007
- Karen Schulman and Helen Blank, Child Care Assistance Policies 2005: States Fail to Make up Lost Ground, Families Continue to Lack Critical Supports, National Women's Law Center, September 2005.
- States may limit the types of programs that are allowable and condition participation on maintaining satisfactory progress or other factors.
Center for Law and Social Policy, Forty States Likely to Cut Access to Postsecondary Training or Education Under House-Passed Bill, 2002.
- If the state calculates co-payments based on the cost of care, figure reflects the co-payment for a 4-year-old in licensed, nonaccredited center care at the maximum state payment rate.
Karen Schulman and Helen Blank, Child Care Assistance Policies 2005: States Fail to Make up Lost Ground, Families Continue to Lack Critical Supports, National Women's Law Center, September 2005.
- If the state calculates co-payments based on the cost of care, figure reflects the co-payment for a 4-year-old in licensed, nonaccredited center care at the maximum state payment rate.
Karen Schulman and Helen Blank, State Child Care Assistance Policies 2007: Some Steps Forward, More Progress Needed, National Women's Law Center, September 2007.
- Nancy Duff Campbell, Joan Entmacher, Amy K. Matsui, Cristina Martin Firvida, and Christie Love, Making Care Less Taxing: Improving State Child and Dependent Care Tax Provisions, National Women's Law Center, 2006; with updates from National Women's Law Center, 2007 Supplement to Making Care Less Taxing, 2006.
- Karen Schulman and Helen Blank, State Child Care Assistance Policies 2007: Some Steps Forward, More Progress Needed, National Women's Law Center, September 2007.
- Figure reflects limit under Medicaid plan with highest income eligibility limit for parents, taking into account the value of earnings disregards (which may be time-limited in some cases).
Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- Value reflects comparison of applicant earnings limit for a single parent with 2 children to the highest Medicaid or SCHIP program eligibility limit for children ages 6-19.
Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- Lawful permanent residents (LPRs) are generally barred from federal benefits during their first 5 years as LPRs, unless they entered the U.S. before 8/22/96. Exceptions include refugees and U.S. veterans (and their families). See data source for more details.
National Immigration Law Center, Guide to Immigrant Eligibility for Federal Programs, Fourth Edition, 2002; with updates from Update Page, www.nilc.org/pubs/Guide_update.htm (accessed September 6, 2007).
- States have the option of using federal State Children's Health Insurance Program (SCHIP) funds to provide prenatal care to women regardless of immigration status. They can also extend prenatal care to immigrant women using state funds.
National Immigration Law Center, Guide to Immigrant Eligibility for Federal Programs, Fourth Edition, 2002; with updates from Update Page, www.nilc.org/pubs/Guide_update.htm (accessed September 6, 2007).
- Limit may refer to gross or net income depending on the state and includes SCHIP-funded Medicaid expansions, where applicable.
Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- Limit may refer to gross or net income depending on the state.
Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- In most states, the base period consists of the first 4 of the 5 most recently completed quarters. Some states allow claimants to use an alternative base period that includes more recent earnings.
U.S. Department of Labor, Office of Workforce Security, Comparison of State UI Laws, 2006, http://www.ows.doleta.gov (accessed July 11, 2007).
- Rick McHugh and Andrew Stettner, How Much Does Unemployment Insurance for Jobless Part Time Workers Cost?, National Employment Law Project, May 2005, http://www.nelp.org (accessed July 13, 2005).
- A general "good cause" provision extends eligibility to persons who leave their jobs for "personal emergencies" or "compelling circumstances", which should include--among others--child care conflicts, illness, domestic violence, and spousal relocation. Eligibility determinations, however, may vary in practice. States may also specifically recognize certain reasons as "good cause"; for more information see Appendix B in Rebecca Smith, Rick McHugh, Andrew Stettner, and Nancy Segal, Between a Rock and a Hard Place: Confronting the Failure of State Unemployment Insurance Systems to Serve Women and Working Families, National Employment Law Project, 2003.
Rebecca Smith, Rick McHugh, Andrew Stettner, and Nancy Segal, Between a Rock and a Hard Place: Confronting the Failure of State Unemployment Insurance Systems to Serve Women and Working Families, National Employment Law Project, July 2003.
- Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2005, Assessing the New Federalism, The Urban Institute, 2006.
- Adult lawful permanent residents (LPRs) are generally barred from federal benefits during their first 5 years as LPRs. Exceptions include refugees and U.S. veterans (and their families). See data source for more details.
National Immigration Law Center, Guide to Immigrant Eligibility for Federal Programs, Fourth Edition, 2002; with updates from Update Page, http://www.nilc.org (accessed October 28, 2005).
- This is the minimum wage rate that applies to non-supervisory, non-farm, private sector employment as of July 24, 2007.
Economic Policy Institute, "Minimum Wage Issue Guide, Table 5," 2007, http://www.epi.org (accessed July 19, 2007).
- Economic Policy Institute, "Minimum Wage Issue Guide, Table 5," 2007, http://www.epi.org (accessed July 19, 2007).
- Community Resources Information, Inc., TaxCreditResources.org, http://taxcreditresources.org (accessed March 20, 2007).
- Calculations include income tax credits that are available to all low-income families in the state, such as state earned income tax credits.
Jason A. Levitis, The Impact of State Income Taxes on Low-Income Families in 2006, Center on Budget and Policy Priorities, 2007.
- U.S. Department of Labor, Office of Workforce Security, Comparison of State UI Laws, 2006, http://www.ows.doleta.gov (accessed July 11, 2007).
- Andrew Stettner, Rebecca Smith, and Rick McHugh, Changing Workforce, Changing Economy: State Unemployment Insurance Reforms for the 21st Century, National Employment Law Project, 2004.
- Potential duration is the maximum number of weeks of benefits that a claimant is eligible for under the regular state program. In most states, it is determined based on the amount and distribution of the recipient's earnings in the base period; eight states have a uniform potential duration for all claimants.
U.S. Department of Labor, Office of Workforce Security, Comparison of State UI Laws, 2006, http://www.ows.doleta.gov (accessed July 11, 2007).
- A child support pass-through is the amount of collected child support that the state gives to families on whose behalf the child support was collected. A child support disregard is the amount of child support that the family can keep without lowering their TANF benefits.
Jan Justice, State Policy Re Pass-Through and Disregard of Current Month's Child Support Collected for Families Receiving TANF-Funded Cash Assistance, Center for Law and Social Policy, 2007.
- Community-based IDA programs are operating in all states but often without state support. Also, in some states without state-supported IDA programs, IDA legislation was passed but never implemented due to lack of state funding, or IDA legislation expired, and no new state support was allocated.
Center for Social Development, Washington University, "Summary Tables: IDA Policy in the States, Table 1," October 2006, http://gwbweb.wustl.edu
- Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- Rule applies to SCHIP-funded Medicaid expansions, where applicable.
Donna Cohen Ross, Laura Cox and Caryn Marks, Resuming the Path to Health Coverage for Children and Parents: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2006, Kaiser Commission on Medicaid and the Uninsured, January 2007 http://www.kff.org (accessed January 30, 2007).
- Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2003, Assessing the New Federalism, The Urban Institute, 2005.
- Households in which all members receive TANF cash assistance or SSI benefits do not have to meet gross income or asset eligibility criteria. Most states also waive these criteria for recipients of certain other benefits; some states waive these criteria for nearly all applicants.
Center on Budget and Policy Priorities, "States' Vehicle Asset Policies in the Food Stamp Program," November 2006.