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New York: Family Economic Security—Policy Context

Family Economic (In)Security: A View From the States
provides an introduction to these state profiles.

Education and Work Preparation

Parental Education and Training

Percent of families with parents with no high school degree1 13%
Percent of families with parents with no high school degree who are low income2 79%
 
Percent of families with parents with only a high school degree3 26%
Percent of families with parents with only a high school degree who are low income4 56%
 
Percent of families with parents with education beyond high school5 61%
Percent of families with parents with education beyond high school who are low income6 22%
 
Percent of adults with no high school degree7 16%
Percent of adults with only a high school degree8 29%
Percent of adults with some college or an associate's degree9 24%
Percent of adults with a bachelor's degree or more10 31%

English Proficiency

Percent of adults who do not speak English "very well"11 14%

Work Attachment and Advancement

Child Care

Percent of low-income families with potential need for full-time child care12 49%
Percent of low-income families with potential need for part-time child care13 25%

Health Insurance

Percent of individuals under 65 covered by employer-based health insurance14 63%
Percent of adults under 65 who are uninsured15 18%
Percent of children who are uninsured16 8%

Underemployment and Unemployment

Percent of part-time workers who want full-time work17 14%
Official unemployment rate18 4.5%

Income Adequacy

Wages

Percent of workers earning poverty-level wages19 22%
Median hourly wage20 $14.54/hour
Percent of workers covered by a union21 28%
Percent of children with at least one parent working full-time who are low income22 28%

Income

Percent of families with low incomes23 38%
Percent of families who are officially poor24 18%
Median annual income for family of 425 $75,513
Median annual income for family of 4 as percent of poverty26 360%
State rank in income inequality (50 is most unequal)27 50

Hardship

Percent of households that are food insecure28 10%
Percent of renting households that are housing insecure29 51%

Assets and Debt

Housing

Homeownership rate30 56%
Median home value31 $258,900

Interest

Percent of federal tax returns that report taxable interest32 51%
Percent of federal tax returns filed by low- to moderate-income filers that report taxable interest33 38%

Dividends

Percent of federal tax returns that report dividend income32 27%
Percent of federal tax returns filed by low- to moderate-income filers that report dividend income34 17%

Debt

Bankruptcy rate35 1 filing per 73 households

Data Notes and Sources

Last Updated: February 10, 2007

  1. Figure reflects the percent of families whose most educated parent has not graduated from high school.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  2. Figure reflects the percent of families who are low income (below 200 percent of the poverty level), among those families whose most educated parent has not graduated from high school.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  3. Figure reflect the percent of families whose most educated parent has a high school degree (only).
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  4. Figure reflects the percent of families who are low income (below 200 percent of the poverty level), among those families whose most educated parent has a high school degree (only).
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  5. Figure reflects the percent of families whose most educated parent has education beyond a high school degree.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  6. Figure reflects the percent of families who are low income (below 200 percent of the poverty level), among those families whose most educated parent has education beyond a high school degree.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  7. Figure reflects the percent of people above age 24 who have not graduated from high school.
    U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Sex by Educational Attainment for the Population 25 Years and Over," http://factfinder.census.gov (accessed October 27, 2006).
  8. Figure reflects the percent of people above age 24 who have a high school degree (only).
    U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Sex by Educational Attainment for the Population 25 Years and Over," http://factfinder.census.gov (accessed October 27, 2006).
  9. Figure reflects the percent of people above age 24 whose highest educational attainment is some college or an associate''s degree.
    U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Sex by Educational Attainment for the Population 25 Years and Over," http://factfinder.census.gov (accessed October 27, 2006).
  10. Figure reflects the percent of people above age 24 with a bachelor''s degree, masters degree, professional degree, or doctorate.
    U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Sex by Educational Attainment for the Population 25 Years and Over," http://factfinder.census.gov (accessed October 27, 2006).
  11. Figure reflects the percent of adults ages 18-64 who do not speak English "very well" (this includes persons who speak English "well," "not well," and "not at all").
    U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Age By Language Spoken at Home by Ability to Speak English for the Population 5 Years and Over," http://factfinder.census.gov (accessed October 27, 2006).
  12. Figure reflects the percent of low-income families (below 200 percent of the poverty level) who have at least one parent working full-time and year-round.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  13. Figure reflects the percent of low-income families (below 200 percent of the poverty level) who have at least one parent working, but not full-time and/or year round.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  14. Figure reflects the percent of people under age 65 who were covered by employer-based health insurance during at least part of the year.
    Current Population Survey, 2006 Annual Social and Economic Supplement, "Health Insurance Coverage Status and Type of Coverage by State and Age for All People," http://pubdb3.census.gov (accessed October 30, 2006).
  15. Figure reflects the percent of adults ages 18-64 who did not have health insurance coverage at any point during the year.
    Current Population Survey, 2006 Annual Social and Economic Supplement, "Health Insurance Coverage Status and Type of Coverage by State and Age for All People," http://pubdb3.census.gov (accessed October 30, 2006).
  16. Figure reflects the percent of children who did not have health insurance coverage at any point during the year.
    Current Population Survey, 2006 Annual Social and Economic Supplement, "Health Insurance Coverage Status and Type of Coverage by State and Age for All People," http://pubdb3.census.gov (accessed October 30, 2006).
  17. Figure reflects the percent of part-time workers who are available to work full-time, but usually work less than 35 hours per week due to slack work or unfavorable business conditions, inability to find full-time work, or seasonal declines in demand.
    U.S. Department of Labor, Bureau of Labor Statistics, Geographic Profile of Employment and Unemployment, 2003, "Estimates for States, Table 16: Employed and Unemployed Persons by Full- and Part-Time Status, Sex, Age, Race, and Hispanic or Latino Ethnicity," 2007, http://www.bls.gov (accessed March 14, 2008).
  18. Figure reflects the percent of people age 16 and above who do not have a job but are available for and actively seeking work.
    U.S. Department of Labor, Bureau of Labor Statistics, "Unemployment Rates for States, Annual Average Rankings, 2007," http://www.bls.gov (accessed March 14, 2008).
  19. Figure reflects the percent of workers earning a wage that cannot lift a family of four above the poverty level, even with full-time and year-round employment.
    Lawrence Mishel, Jared Bernstein, and Heather Boushey, The State of Working America 2002-2003, Table 6.10, Economic Policy Institute, 2003.
  20. Lawrence Mishel, Jared Bernstein, and Sylvia Allegretto, The State of Working America 2004-2005, Table 6.8, Economic Policy Institute, 2004.
  21. Percent of employees who are members of a labor union or an employee association similar to a union, as well as workers who report no union affiliation but whose jobs are covered by a union or an employee association contract.
    U.S. Department of Labor, Bureau of Labor Statistics, "Union Affiliation of Employed Wage and Salary Workers by State, 2004 and 2005," http://www.bls.gov (accessed October 31, 2006).
  22. Figure reflects the percent of children with at least one parent working full-time and year-round who live in low-income families (below 200 percent of the poverty level).
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  23. Figure reflects the percent of families with annual income below 200 percent of the poverty level.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  24. Figure reflects the percent of families with annual income below the poverty level.
    State data were calculated from the Annual Social and Economic Supplement (the March supplement) of the Current Population Survey from 2005, 2006, and 2007, representing information from calendar years 2004, 2005, and 2006. NCCP averaged three years of data because of small sample sizes in less populated states. The national data were calculated from the 2007 data, representing information from the previous calendar year.
  25. U.S. Department of Health and Human Services, Administration for Children and Families, "State Median Income," http://www.acf.hhs.gov (accessed March 13, 2008).
  26. Figure is calculated by dividing the median income received by a family of 4 in 2003 by the 2004 poverty level (which reflects price changes in calendar year 2003).
    U.S. Department of Health and Human Services, Administration for Children and Families, "State Median Income," http://www.acf.hhs.gov (accessed November 28, 2006).
  27. State rank based on the ratio of the average income of the state's richest fifth of families to the average income of the poorest fifth (50 is the most unequal).
    Jared Bernstein, Elizabeth McNichol, Karen Lyons, Pulling Apart: A State-by-State Analysis of Income Trends, Center on Budget and Policy Priorities and Economic Policy Institute, 2006.
  28. Figure reflects the percent of households forced to reduce food intake, disrupt normal eating patterns, or go hungry because they lack the money or resources to obtain adequate food.
    Mark Nord, Margaret Andrews, and Steven Carlson, Household Food Security in the United States, 2006, Economic Research Service, United States Department of Agriculture, 2007, http://www.ers.usda.gov (accessed March 14, 2008).
  29. Figure reflects the percent of families living in rental units who pay 30 percent or more of their income on housing.
    U.S. Census Bureau, "American Community Survey Custom Tables, 2006: Gross Rent as a Percentage of Household Income in the Past 12 Months," http://factfinder.census.gov (accessed March 14, 2008).
  30. Figure reflects the percent of households who are homeowners.
    U.S. Census Bureau, "Housing Vacancies and Homeownership, Annual Statistics 2007, Table 13," http://www.census.gov (March 14, 2008).
  31. U.S. Census Bureau, "American Community Survey Custom Tables, 2005: Median Value (Dollars) for Specified Owner-Occupied Housing Units," http://factfinder.census.gov (accessed October 31, 2006).
  32. U.S. Department of the Treasury, Internal Revenue Service, "Tax Year 2004: Historical Table 2 (SOI Bulletin)," http://www.irs.gov (accessed November 28, 2006).
  33. Figure reflects the percent of tax returns for income of %50,000 per year or less that report taxable interest.
    U.S. Department of the Treasury, Internal Revenue Service, "Tax Year 2004: Historical Table 2 (SOI Bulletin)," http://www.irs.gov (accessed November 28, 2006).
  34. Figure reflects the percent of tax returns for income of $50,000 per year or less that report dividend income.
    U.S. Department of the Treasury, Internal Revenue Service, "Tax Year 2004: Historical Table 2 (SOI Bulletin)," http://www.irs.gov (accessed November 28, 2006).
  35. Figure reflects the number of households per thousand who declared bankruptcy in a 12-month period.
    American Bankruptcy Institute, "Households per Filing, Rank: During the 12-Month Period Ending December 31, 2005" http://www.abiworld.org (accessed November 2, 2006).