State Choices to Promote Asset Protection

  Public Health Insurance for Parents Public Health Insurance for Children TANF Cash Assistance
  Asset eligibility criteria Asset eligibility criteria Asset eligibility criteria Asset eligibility criteria
  Assets disregarded for eligibility determination (2009)1 Assets disregarded for Medicaid eligibility (2009)3 Assets disregarded for SCHIP (separate program) eligibility (2009)1 Assets disregarded for eligibility determination (2005)7 At least 1 vehicle excluded from asset test (2003)8
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Alabama Yes Yes Yes No Yes
Arizona Yes Yes Yes No Yes
Colorado Yes Yes Yes No Yes, if used for employment
Connecticut Yes Yes Yes No No
Delaware Yes Yes Yes No No
District of Columbia Yes Yes No separate SCHIP No Yes
Illinois Yes Yes Yes No Yes
Kansas Yes Yes Yes No Yes
Louisiana Yes Yes Yes No Yes
Maryland Yes Yes No separate SCHIP No Yes
Massachusetts Yes Yes Yes No No
Mississippi Yes Yes Yes No Yes
Missouri Yes Yes4 Yes No Yes
New Jersey Yes Yes Yes No No
New Mexico Yes Yes No separate SCHIP No Yes
North Dakota Yes Yes Yes No Yes
Ohio Yes Yes No separate SCHIP Yes Not applicable9
Oklahoma Yes Yes No separate SCHIP No No
Pennsylvania Yes Yes Yes No Yes
Rhode Island Yes Yes No separate SCHIP No No
Virginia Yes Yes Yes Yes Yes
Wisconsin Yes Yes No separate SCHIP No No
Wyoming Yes Yes Yes No No
New York No ($6,600) Yes Yes No No
Nebraska No ($6,000) Yes No separate SCHIP No Yes
South Carolina No ($30,000) No ($30,000) No ($30,000) No Yes
Hawaii No ($3,250) Yes No separate SCHIP No Yes
California No ($3,150) Yes Yes No No
Vermont No ($3,150) Yes Yes No Yes
Utah No ($3,025) No ($3,025)5 Yes No No
Michigan No ($3,000) Yes Yes No Yes
Montana No ($3,000) No ($15,000) Yes No Yes
North Carolina No ($3,000) Yes Yes No Yes
Minnesota No ($20,000) Yes No separate SCHIP No No
Oregon No ($2,500) Yes No ($10,000) No No
Alaska No ($2,000) Yes No separate SCHIP No Yes
Florida No ($2,000) Yes Yes No No
Iowa No ($2,000) Yes Yes No No
Kentucky No ($2,000) Yes Yes No Yes
Maine No ($2,000)2 Yes Yes No Yes
Nevada No ($2,000) Yes Yes No Yes
South Dakota No ($2,000) Yes Yes No Yes
Tennessee No ($2,000) Yes Yes No No
Texas No ($2,000) No ($2,000) No ($10,000)6 No No
Arkansas No ($1,000) Yes No separate SCHIP No Yes
Georgia No ($1,000) Yes Yes No No
Idaho No ($1,000) Yes Yes No No
Indiana No ($1,000) Yes Yes No No
New Hampshire No ($1,000) Yes Yes No Yes
Washington No ($1,000) Yes Yes No No
West Virginia No ($1,000) Yes Yes No Yes

Data Notes & Sources

  1. Donna Cohen Ross and Caryn Marks. 2009. Challenges of Providing Health Coverage of Children and Parents in a Recession: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2009, Kaiser Commission on Medicaid and the Uninsured. http://www.kff.org (accessed February 16, 2009).
  2. Maine's asset rules exempt $12,000 in certain savings, including retirement savings, for a household of 2 or more.
  3. Rule applies to SCHIP-funded Medicaid expansions, where applicable.

    Donna Cohen Ross and Caryn Marks. 2009. Challenges of Providing Health Coverage of Children and Parents in a Recession: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2009, Kaiser Commission on Medicaid and the Uninsured. http://www.kff.org (accessed February 16, 2009).
  4. Children in families with income above 150 percent of the federal poverty line are subject to a $250,000 "net worth" test.
  5. Utah counts assets in determining Medicaid eligibility for children over the age of six.
  6. An asset test applies to families with incomes above 150 percent of the poverty level.
  7. Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2005, Assessing the New Federalism, The Urban Institute, 2006.
  8. Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2003, Assessing the New Federalism, The Urban Institute, 2005.
  9. Ohio has eliminated the asset test.