State Choices to Promote Asset Protection

  Public Health Insurance for Parents Public Health Insurance for Children TANF Cash Assistance
  Asset eligibility criteria Asset eligibility criteria Asset eligibility criteria
  Assets disregarded for eligibility determination (2009)1 Assets disregarded for Medicaid eligibility (2009)3 Assets disregarded for eligibility determination (2005)6 At least 1 vehicle excluded from asset test (2003)7
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Alabama Yes Yes No Yes
Alaska No ($2,000) Yes No Yes
Arizona Yes Yes No Yes
Arkansas No ($1,000) Yes No Yes
California No ($3,150) Yes No No
Colorado Yes Yes No Yes, if used for employment
Connecticut Yes Yes No No
Delaware Yes Yes No No
District of Columbia Yes Yes No Yes
Florida No ($2,000) Yes No No
Georgia No ($1,000) Yes No No
Hawaii No ($3,250) Yes No Yes
Idaho No ($1,000) Yes No No
Illinois Yes Yes No Yes
Indiana No ($1,000) Yes No No
Iowa No ($2,000) Yes No No
Kansas Yes Yes No Yes
Kentucky No ($2,000) Yes No Yes
Louisiana Yes Yes No Yes
Maine No ($2,000)2 Yes No Yes
Maryland Yes Yes No Yes
Massachusetts Yes Yes No No
Michigan No ($3,000) Yes No Yes
Minnesota No ($20,000) Yes No No
Mississippi Yes Yes No Yes
Missouri Yes Yes4 No Yes
Montana No ($3,000) No ($15,000) No Yes
Nebraska No ($6,000) Yes No Yes
Nevada No ($2,000) Yes No Yes
New Hampshire No ($1,000) Yes No Yes
New Jersey Yes Yes No No
New Mexico Yes Yes No Yes
New York No ($6,600) Yes No No
North Carolina No ($3,000) Yes No Yes
North Dakota Yes Yes No Yes
Ohio Yes Yes Yes Not applicable8
Oklahoma Yes Yes No No
Oregon No ($2,500) Yes No No
Pennsylvania Yes Yes No Yes
Rhode Island Yes Yes No No
South Carolina No ($30,000) No ($30,000) No Yes
South Dakota No ($2,000) Yes No Yes
Tennessee No ($2,000) Yes No No
Texas No ($2,000) No ($2,000) No No
Utah No ($3,025) No ($3,025)5 No No
Vermont No ($3,150) Yes No Yes
Virginia Yes Yes Yes Yes
Washington No ($1,000) Yes No No
West Virginia No ($1,000) Yes No Yes
Wisconsin Yes Yes No No
Wyoming Yes Yes No No

Data Notes & Sources

  1. Donna Cohen Ross and Caryn Marks. 2009. Challenges of Providing Health Coverage of Children and Parents in a Recession: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2009, Kaiser Commission on Medicaid and the Uninsured. http://www.kff.org (accessed February 16, 2009).
  2. Maine's asset rules exempt $12,000 in certain savings, including retirement savings, for a household of 2 or more.
  3. Rule applies to SCHIP-funded Medicaid expansions, where applicable.

    Donna Cohen Ross and Caryn Marks. 2009. Challenges of Providing Health Coverage of Children and Parents in a Recession: A 50-State Update on Eligibility Rules, Enrollment and Renewal Procedures, and Cost-Sharing Practices in Medicaid and SCHIP in 2009, Kaiser Commission on Medicaid and the Uninsured. http://www.kff.org (accessed February 16, 2009).
  4. Children in families with income above 150 percent of the federal poverty line are subject to a $250,000 "net worth" test.
  5. Utah counts assets in determining Medicaid eligibility for children over the age of six.
  6. Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2005, Assessing the New Federalism, The Urban Institute, 2006.
  7. Gretchen Rowe with Jeffrey Versteeg, The Welfare Rules Databook: State Policies as of July 2003, Assessing the New Federalism, The Urban Institute, 2005.
  8. Ohio has eliminated the asset test.